I opened a bank account recently, and signed the signature card whilst in the bank. No deposit agreement was attached.

Some time later that day, the bank representative emailed me the deposit agreement, stating what I agree to by having the account.

It claims that I've consented to giving up several civil rights, including the right to a jury trial, in the event of a dispute with the bank. The bank received my signature before I ever saw this document.

How is this possibly enforceable?

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@sneak The possibility of that being enforced is inversely proportional to how much money you're willing to spend on lawyers.

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@pete i emailed the rep saying that i expressly reserve those rights it says i waived. i assume they'll unilaterally close my account today.

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